In an HMO, you usually must get all your care from the providers that are part of the plan and you need a referral from a primary care physician to go to specialists. An agent is a licensed professional who helps you select and enroll in a health plan. To sell a Medicare insurance plan, a Medicare agent must have a valid Insurance license in the state they are selling in. To get the most up-to-date information about plans, your best option is to contact a licensed agent. A good Medicare agent understands different carrier guidelines, rate increases, and limitations that Medicare beneficiaries may not be aware of. This information is acquired through years of first-hand experience and feedback from current clients, which can then be shared with potential clients and those new to Medicare. Nectar is ideal for agents who are less enthused about marketing and networking. Maybe you believe these skills aren't your forte, you're currently in the process of ramping up your marketin...
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